We hear this question frequently from people looking for a quote on a mortgage, or to speak to us about a mortgage. You'll be happy to know that mortgage inquiries and credit reports pulled for a mortgage application, pre-qualification, or even as part of the quote process really don't make that much of a difference. This post provides support of that answer from both Experian and the Consumer Financial Protection Bureau.

A big part of the wealth game is limiting your liabilities and maximizing assets.

In other words, your goal is to have less going out and more coming in.

It's the "more coming in" part that I'd like to talk about in this post. More coming in for you and more coming in for your kids.

Online dating has become a popular way of meeting others and getting to "know" them before meeting up. And, there there is no shortage of data apps available.  But, you must be careful because online dating leaves room for scammers to also get to "know you" and obtain personal information about you. 

Our experts at the Good Housekeeping Institute teamed with security pros to round up smart strategies that will help keep your family safe from potential scams and fraud. These tips will help protect you on the phone, via email, in person and beyond.

Cybercriminals continue to find new ways to trick users and steal their credentials. Sometimes, they even recycle decades-old tools that were never intended to be malicious. Learn more how cybercriminals attack Microsoft 365 users with malicious files.

Did you read my "What's Heating You?" post? If so, you discovered the many alternatives for heating your home and reducing your overall heating costs. Thankfully, heating isn't the only utility that has seen advancement and offers multiple ways to save. Ways to reduce energy costs, reduce your carbon footprint, and transition to renewable, sustainable energy, are all around us. You just need to know where to look!

Estate planning is not always an easy topic to discuss with loved ones. In this post, we will review the importance of having a plan which will not only help take care of yourself but also ease the burden on your loved ones. We will discuss how an estate planning service like Gentreo can save you time and money.

A sub post that is part of our series Life on a Budget. Trying to find the most economical way to heat your home? Considering alternative heat sources? This post provides comparisons, pros, cons, and some great resources to help you make the decision and how to save money even if you're not in control of how your home is heated.

The loan process may seem like a daunting task but we’re here to make it as easy and as stress-free for you as possible.  Each borrower has different needs and circumstances, so we designed our loan application to not only collect important and needed information but to also provide you with an instant and customized list of items you will need to collect and provide.