Wallet Pay (Apple, Samsung, Android and More)

Safe. Easy. Widely Available.

Apple Pay is a convenient new way to pay with your MIT Federal Credit Union credit or debit card. Samsung and Android Pay are also now available for use with your MIT Federal Credit Union debit card. Use to pay in stores without swiping your cards and in apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

A Safe Way to Shop

Using the various wallet pay options is safe. When used, your MITFCU card number is not stored on your phone or given to the merchant. A unique digital code is created specifically for that device. Your payment information is stored on your device. You still enjoy all the benefits of your credit or debit card, including fraud protection with a zero liability policy that safeguards you from unauthorized purchases. 

Getting Started is Easy

It's easy to add your MITFCU Visa® or debit card to any wallet pay system. Simply open the app on your smart device to get started. Then follow the steps to complete the setup process. 

How to use Wallet Pay options

  1. Look for the Pay Wave or Apple/Samsung/Android Pay symbol at checkout and hold your phone near the contactless reader.  
  2. Place your finger on the Touch ID. Or, you may need to enter a passcode and sign a receipt.
  3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

What is Wallet Pay?
Wallet Pay is a mobile payment solution that lets consumers make card payments at retail and online checkouts using certain smart devices.

How does it work?
The 16-digit Primary Account Number (PAN) on your credit or debit card is replaced with a unique digital account number, or token, that is securely stored on the device and used to make purchases. Your card number is not stored on your device, or on provider servers.

What devices can I use?
Wallet pay services are specific to your device provider. Check the individual app descriptions for the most up-to-date device list.

Can more than one credit/debit card be stored in the wallet?
Yes, options usually allow up to eight cards on a device.

How are cards loaded into the app?
You can decide which card(s) are loaded for use in one of two ways.
• Choosing to load the card on file through iTunes® or the Play Store
• Adding a card by taking a picture of it or manually entering the card details

Do I need to be connected to the Internet to use wallet pay?
Only for online purchases. For in-store contactless payments, you do not need to be connected to the Internet.

How is my information kept secure?
When adding a credit or debit card to to your "payment wallet," instead of using your actual card number, a unique digital account number, or token, is assigned, encrypted and securely stored in your device. This number is never stored on provider servers. When you make a purchase, the digital account number, along with a transaction-specific dynamic security code, is
used to process your payment. Your actual credit or debit card number is never shared with merchants or transmitted with payment.

Can I remove my card from my device?
Removing a card is simple. Just follow the instructions on the app. It is possible to remove a single card, or all cards at once, from one or multiple devices.

For more information visit the Apple support page, Samsung Pay support, or Android Pay Support