MIT Alumni Credit Card

If you're an MIT alumnus, the MIT Alumni Visa® rewards credit card supports alumni and student programs at your alma mater every time you use your card, at no additional cost to you. Plus, there's no annual fee and you earn rewards points through everyday purchases.

  • Earn one point for every dollar spent
  • Credit limits available up to $25,000
  • Variable rate starts as low as 12.24% APR*, depending on credit score
    • Receive a fixed interest rate by securing your card with your MITFCU Savings account**
  • 25-day interest-free grace period on new purchases
  • Get the same APR for balance transfers and cash advances, minus the grace period
  • Visa® Concierge Service
  • Use this card worldwide wherever Visa® is accepted
  • Includes an auto rental collision damage waiver, and travel accident insurance up to $500,000

Review our Consumer Credit Card Agreement prior to applying.

*Variable Rate. APR = Annual Percentage Rate. The APR is subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and will be determined by the Prime Rate on ten (10) days prior to the first day of the month of the new quarter of each year as published in The Wall Street Journal "Money Rates" table to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information.

**If you give the Credit Union a specific pledge of shares by signing a separate pledge of shares, your pledged shares in your Savings Account will secure your Visa® Account. You may not withdraw amounts that have been specifically pledged to secure your Visa® Account until the Credit Union agrees to release all or part of the pledged amount.

With the MIT Alumni Visa®, you can earn rewards while supporting MIT, all at no additional cost to you.

  • Earn rewards points for merchandise, travel, event tickets, activities, gift cards, or account credits - view Alumni Rewards Headquarters
  • Anytime online access to your account through MyCardInfo allows you to conveniently make a payment, check available credit, view your current balance, access previous statements, and redeem rewards points
  • Fraud protection with a zero liability policy safeguards your finances
  • Optional automatic payments simplify your monthly tasks
  • ATM access makes cash advances easy
  • Transfer your balances from credit cards with higher interest rates and save money

Stay Connected

  • Visa® Activation Line: 888.691.8661
  • Visa® Info Line: 866.570.1238
  • Report a Lost or Stolen Visa®: 866.570.1238