Onyx Smart Rewards Visa® enables you to earn rewards points through everyday purchases. There's no annual fee, and you can use this rewards credit card worldwide wherever Visa® is accepted.
Review our Consumer Credit Card Agreement prior to applying.
*Variable Rate. APR = Annual Percentage Rate. Your APR will initially e determined by your creditworthiness at the time of the application. The APR is subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and will be determined by the Prime Rate on ten (10) days prior to the first day of the month of the new quarter of each year as published in The Wall Street Journal "Money Rates" table to which we add a margin. The APR will never be greater than 18.00%. Any increase in the APR will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information.
**If you give the Credit Union a specific pledge of shares by signing a separate pledge of shares, your pledged shares in your Savings Account will secure your Visa® Account. You may not withdraw amounts that have been specifically pledged to secure your Visa® Account until the Credit Union agrees to release all or part of the pledged amount.
MIT Federal Credit Union's Onyx Smart Rewards Visa® is the rewards credit card that offers more than valuable rewards.
Visa® Credit Card