Updated 8/20/20: Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm.  Our Lincoln Lab branch is open Tue and Wed, 8:30 am - 4:00 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

Our Lincoln Lab branch will closed for the entire week of Thanksgiving and will reopen for regular hours on Tuesday, December 1st at 8:30 am.

Personal Loans & Lines of Credit

Personal Loans

Choose an MIT Federal Credit Union Personal Loan that provides needed funding for almost any use at a competitive, fixed rate. 

  • Lending amounts vary, based on loan
  • Convenient payment options
  • Discounted rates may apply

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Non-Sufficient Funds/Overdraft Protection Lines of Credit

Protect your MIT Federal Credit Union Checking Account from Non-Sufficient Funds/Overdrafts and ensure seamless transactions with this line of credit. 

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Fuel Assistance Loan

Our Fuel Assistance Loan helps you bridge the financial gap when you prepay your heating bill through a Massachusetts fuel assistance program.

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Mass Save Heat Loan

Finance energy-efficient upgrades to your primary residence using our Mass Save Heat Loan, offered in conjunction with MassSAVE™. 

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Tuition Assistance Loan

Our Tuition Assistance Loan helps you borrow the money for a course which will be reimbursed by your employer. 

  • Fixed rate even lower than general personal loans
  • Borrow up to $25,000
  • Repay at time of reimbursement, within 12 months

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