Updated 8/20/20: Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm.  Our Lincoln Lab branch is open Tue and Wed, 8:30 am - 4:30 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

Due to a system upgrade, posting of statements (electronic and print) is delayed. If you have an urgent need for a statement, please call us at 617-253-2845. We apologize for any inconvenience.

Investment & Retirement Planning



Smart financial planning today leads to a future of confidence and independence. The knowledgeable, experienced team at MIT FCU Investment & Retirement Planning takes time to understand your current situation and needs during a no-cost, no-obligation analysis, and then works with you to customize a strategy for the long run.

Whether your investing, planning, and insurance needs are simple or complex, we're eager to assist. Our guidance and recommendations help carry out your financial planning goals within seven primary areas:


1. Financial Planning

Asset Allocation Review
​Client Financial Statements

Cash Flow Analysis
Income Tax Planning
Educational Cost Analysis
Insurance Needs & Policy
Analysis Estate Plan Analysis
Rent vs. Own
Buy vs. Lease
Business Succession Planning

4. Insurance Programs

Equity Index Annuities
Fixed Annuities
Variable Life
Insurance Universal
Life Insurance Term
Insurance Whole Life

2. Qualified Accounts

Roth IRA
403(b) Plan - Catch up provision
rules Profit Sharing Plans
Defined Benefit Plans - Pension
Maximization Analysis

5. Investment Programs

Mutual Funds
Variable Annuities
Direct Participation Programs

3. Advisory Accounts

Mutual Fund Wrap Accounts
Separately Managed
Accounts Active & Passive

6. Educational Accounts

529 Plans
  7. Non-Qualified Accounts

Standard Brokerage


To start the conversation, contact our financial planner today.



Financial planning offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA).  Securities and advisory services offered through LPL Financial (LPL), a RIA and broker-dealer (BD), member FINRA/SIPC. Credit union is not a RIA or BD.  Insurance products offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using MITFCU Investment and Retirement Planning. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, MN, NH, NV, OH, PA, RI, TN, VA, WA. These products and services offered through NPA, LPL, or its affiliates, which are separate entities from, and not affiliates of the credit union, are:

Not Insured by NCUA or Other Government Agency, Not Credit Union Guaranteed, Not Credit Union Deposits or Obligations, May Lose Value