*APR = Annual Percentage Rate. Rates are subject to change without notice. Offer is valid through January 31, 2017. Payment example for a $1,000 12-month loan at our Smart Money Rewards rate of 5.99% APR would be $86.06 per month.
**Smart Money Rewards (SMR): To qualify for SMR, you must have an MITFCU checking account, and must receive direct deposit of your net pay, pension, or Social Security (at least $100 per deposit) into your MITFCU account. If direct deposit used to qualify for SMR stops, or your checking account is closed or becomes inactive (has zero transactions within a 90-day period), the rate on discounted loans will be increased by 0.25% and you will no longer receive any SMR related deposit rate benefits associated with SMR.
+Minimum loan amount is $500. Maximum loan amount is $25,000 combined for all personal loans. This special applies to new loans with MITFCU and/or transferred loan balances currently held at another financial institution.