Save Money this Holiday Season
Save Money this Holiday Season
Personal Loans as low as 5.99% APR*

Make the holidays even happier with a Holiday Loan from MITFCU

Loans available from $500 to $25,000. Choose your term, 12 months to 60 months, and enjoy a rate as low as 5.99% APR*.

Now is the perfect time to borrow...or refinance! Have a personal loan with another lender? Refinance it with MITFCU today and enjoy the holiday savings.


Term APR* Smart Money Rewards APR**  Payment/$1000  # of Payments

 12 months 

 6.24%   5.99%  $86.06 12


7.24% 6.99% $44.77 24
8.24% 7.99% $31.33 36
9.24% 8.99% $24.88 48
10.24% 9.99% $21.24 60


*APR = Annual Percentage Rate. Rates are subject to change without notice. Offer is valid through January 31, 2017. Payment example for a $1,000 12-month loan at our Smart Money Rewards rate of 5.99% APR would be $86.06 per month.

**Smart Money Rewards (SMR): To qualify for SMR, you must have an MITFCU checking account, and must receive direct deposit of your net pay, pension, or Social Security (at least $100 per deposit) into your MITFCU account. If direct deposit used to qualify for SMR stops, or your checking account is closed or becomes inactive (has zero transactions within a 90-day period), the rate on discounted loans will be increased by 0.25% and you will no longer receive any SMR related deposit rate benefits associated with SMR. 

+Minimum loan amount is $500. Maximum loan amount is $25,000 combined for all personal loans. This special applies to new loans with MITFCU and/or transferred loan balances currently held at another financial institution.