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Money Talk

Tips and Tricks to help you make better decisions and live your best financial life.

Test tubes in a tray
Screening Tests - Which Ones Should You Consider

As part of our Getting Fit - Physically, Mentally, and Financially series we are going to discuss screening tests, why are they so important and why should you get them? Which ones should you consider? Not only will they help you physically but they can help you financially in the long run. 

 

 

Individuals lifting weights
Gym Membership - the Pros and Cons

It's the beginning of a new year and maybe one of your resolutions include working out on a regular basis and/or just getting fit in the new year.  As part of our Getting Fit - Physically, Mentally, and Financially series we will discuss the pros and cons of a gym membership. There are many factors to consider and what may be a good fit for one person may not work for another.

 

 

Couple unpacking boxes in new home
What is a Credit Score and How Does it Affect my Mortgage Loan?

Credit scores have been used for years to determine rates for personal loans, credit cards, and auto applications. Mortgage lenders also use credit scores as one of the factors when making loan decisions. Read our blog to learn more about how a credit score affects your loan.

Individual rolling up yoga mat
Getting Fit - Physically, Mentally, and Financially

In this series we’ll provide a holistic approach to taking care of yourself, with weekly topics that cover everything from grocery shopping to gym memberships. I hope you use these tips and find this information relevant and useful as a way to keep you motivated in 2022. Tune in every week to access a new blog! 

Handing over keys to new home
Closing Fees and What You Should Know

Taking out a mortgage can feel like a daunting task, but it doesn't have to be. Preparation can help you avoid any surprises when figuring out your rate and associated fees. We've compiled a list of fees to keep in mind when evaluating your lender. Read our blog to learn more about what to expect and eliminate any surprises.

young woman taking a selfie with her puppy
How Much Does It Cost To Own a Pet - Cute and Cuddly Costs Money

Yes, furry kids can run up the bills. Even a routine visit to the vet can result in hundreds of dollars spent. And what does that mean for your budget? As part of our ongoing series, Life on a Budget, we're taking the time to review the standard costs of owning a pet as well as ways to manage the unexpected. 

two men looking into a car engine
Auto Expenses - And We Don't Mean the Loan Payment

The purpose of this post is to cover all those other expenses that come with owning a car - expenses you may forget to put into your budget or your plan when you're buying a car. In fact, these “extra” expenses can throw your entire budget out of whack. Why not learn more and make certain your budget is "breakdown proof?'

Asian woman at laptop looking at paperwork
Life on a Budget - 5 Things That Can Make or Break It

Whether you're just starting out, just starting over, or just feeling the need to gain some control and order with your finances, budgeting is something most of us must do at some point. I know, I know. You hear the word budget and think restrictive, limiting. But is it?

chalk on board
Scam of the Week: Beware of Copyright Scammers

In a recent phishing scam, scammers told users that they have violated copyright laws and must take immediate action to protect their account. The scammers claim that the content the user posted, such as an Instagram photo or a YouTube video, violates copyright law. Read more now.

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