Privacy Policy

 

 

Mobile Privacy Policy

Last Updated: 16 September 2025

"MIT Federal Credit Union" (the “App”)– powered by Fiserv – helps you control your credit and/or debit cards through your mobile device, making it easy to manage your finances on the go. We may ask to collect certain information such as geo-location data.

The App allows you to:

• get real-time balances for your accounts
• manage your money
• view your transactions and statements
• make transfers
• pay your bills and manage billers
• deposit a check
• receive alerts
• manage cards

This Privacy Policy, in combination with other relevant privacy notices that we provide to you (e.g., pursuant to financial privacy laws), inform you of the policies and practices regarding the collection, use and disclosure of any personal information that we and our service providers collect from or about users in connection with the App’s website and mobile application (the “Services”).

The Types Of Information We Collect In The App

Through your use of the Services, we may collect personal information from you in the following ways:

(a) Personal Information You Provide to Us.

• We may collect personal information from you, such as your first and last name, address, e-mail, telephone number, and social security number when you create an account.
• We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.
• If you provide feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply.
• We also collect other types of personal information that you provide voluntarily, such as any information requested by us if you contact us via email regarding support for the Services.

(b) Personal Information Collected from Third Parties. We may collect certain information from identity verification services and consumer reporting agencies, including credit bureaus, in order to provide some of our Services.

(c) Personal Information Collected Via Technology. We and our service providers may automatically log information about you, your computer or mobile device, and your interaction over time with our Services, our communications and other online services, such as:

Disclosure Of Your Personal Information

We disclose your personal information collected through your use of the Services as described below.

(a) In Accordance with Our Other Privacy Notices. Other than as described in this Privacy Policy in connection with the App, this Privacy Policy does not apply to the processing of your information by us or third parties with whom we share information.

(b) Third Party Service Providers. We may share your personal information with third party or affiliated service providers that perform services for or on behalf of us in providing the App, for the purposes described in this Privacy Policy, including: to provide you with the Services; to conduct quality assurance testing; to facilitate the creation of accounts; to optimize the performance of the Services; to provide technical support; and/or to provide other services to the App.

(c) Authorities and Others. Regardless of any choices you make regarding your personal information, The App may disclose your personal information to law enforcement, government authorities, and private parties, for the compliance and protection services described above.

Links To Other Sites

The App may contain links to third party websites. When you click on a link to any other website or location, you will leave the App and go to another site and another entity may collect personal and/or anonymous information from you. The App’s provision of a link to any other website or location is for your convenience and does not signify our endorsement of such other website or location or its contents. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites. We encourage you to read the privacy policy of every website you visit.

Your Choices Regarding Your Information

You have several choices regarding use of information on the Services.

(a) How We Respond to Do Not Track Signals. Some web browsers transmit “do not track” signals to the websites and other online services with which your web browser communicates. There is currently no standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in response to these signals. If and when a standard is established, we may revise its policy on responding to these signals.

(b) Access, Update, or Correct Your Information. You can access, update or correct your information by changing preferences in your account. For additional requests, please contact us.

(c) Opting Out of Email or SMS Communications. If you have signed-up to receive our email marketing communications, you can unsubscribe any time by clicking the "unsubscribe" link included at the bottom of the email or other electronic communication. Alternatively, you can opt out of receiving marketing communications by contacting us at the contact information under "Contact Us" below. If you provide your phone number through the Services, we may send you notifications by SMS, such as provide a fraud alert. You may opt out of SMS communications by unlinking your mobile phone number through the Services.

(d) Opting Out of Location Tracking. If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the App.

Safeguards And Retention

We implement reasonable administrative, technical and physical measures in an effort to safeguard the information in our custody and control against theft, loss and unauthorized access, use, modification and disclosure. Nevertheless, transmission via the internet is not completely secure and we cannot guarantee the security of your information.

Privacy Policy Updates

This Privacy Policy is subject to occasional revision. We will notify you of any material changes in its collection, use, or disclosure of your personal information by posting a notice on the Services. Any material changes to this Privacy Policy will be effective thirty (30) calendar days following notice of the changes on the Services. These changes will be effective immediately for new users of the Services. If you object to any such changes, you must notify us prior to the effective date of such changes that you wish to deactivate your account. Continued use of the Services following notice of any such changes shall indicate your acknowledgement of such changes.

Contact Us

If you have any questions or complaints about this Privacy Policy or The App’s data collection or processing practices, or if you want to report any security violations to The App, please contact The App by email at: info@mitfcu.mit.edu; or by mail at:

70 Westview Street
Lexington, MA 02421

 

 

 

 

Website Privacy Policy

Please Read Carefully

MIT Federal Credit Union, also known as MIT FCU ("MIT Federal Credit Union," "us," "we," or "our"), is committed to protecting the privacy of the users ("user", "you" or "your") of the consumer-facing website (or any other sites linking to this policy) operated by it (collectively, the "Site") and when you engage with us through social media sites. MIT Federal Credit Union's Website Privacy Policy (“the Policy”) is designed to assist you in understanding how we collect, use, and safeguard the non-personal information you provide and make informed decisions when using our consumer-facing website. This Privacy Policy applies to the Site and governs data collection and usage at the Site. The United States has data protection laws that may not be consistent with those of other countries. By accessing, browsing, and/or using the Site, including all content, software, functions, services, materials, and information made available on or accessed through the Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

Cookies and Other Technologies

We and our authorized Service Providers (term is defined below) employ cookies, widgets, clear gifs/web beacons, pixel tags, log files, and/or other technologies to store, track, determine, and authenticate information about our Site's users. Such information allows us to analyze site usage and user demographics, interests, and behavior to understand our users better and improve our Site and user experience.

Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a website. Cookies are small pieces of data stored by a user's device. Cookies can remember what information a user accesses on a web page to simplify subsequent interactions with that website by the same user or to use the information to streamline the user's transactions on related web pages. Most web browsers and devices automatically accept cookies, but you can change your browser to prevent it from accepting cookies. If you set your browser to reject cookies, you may still use the Site, but your ability to use some areas and features/functions of the Site may be limited.

Clear gifs/web beacons are tiny graphics with unique identifiers that are similar in function to cookies. They are used to track users' online movements and determine whether emails sent by us to subscribers have been opened, clicked, or had any action taken. In contrast to cookies, which are stored on a user's device, transparent gifs/web beacons are embedded invisibly on web pages. Clear gifs/web beacons and auditing software track page views and entry and exit points to and from the Site.

Targeting cookies are used when you click on the "Share," "Like," "Facebook," or "Tweet" buttons that may be found on certain web pages of our Site and are linked to services provided by third parties. Such third parties may subsequently use information about your visit to target advertising on their websites. They also may share such information with others, including advertising agencies. We do not control the setting of these cookies nor the cookie data sent by your browser to third parties to associate the buttons to your accounts with those parties whose data is not accessible to us. We encourage you to check with the third-party websites concerned for more information about their cookies and how to control them.

We may use clear gifs/web beacons and/or similar technologies to tailor better, manage, place, and/or display our own and/or third parties' advertisements/banner ads and/or content on the Site. We may use similar technology to tailor, manage, place, and/or display advertisements/banner ads that reflect a user's interests based on that user's browsing behavior. These technologies may be used on several web pages across the Site. When you access these pages, a non-identifiable notice of that visit is generated, which we or our Service Providers may process. These clear gifs/web beacons usually work in conjunction with cookies. If you do not want your cookie information associated with your visits to these pages, you can set your browser to reject cookies. If you set your browser to reject cookies, gifs/web beacons and other technologies will still detect visits to these pages. Still, the notices they generate are disregarded and cannot be associated with other non-identifiable cookie information.

To support our information provision and engagement, we may embed photos and video content from websites such as YouTube, Vimeo, Flickr and others. As a result, when you visit a page on our Site with content embedded from, for example, YouTube, you may be presented with cookies from this third-party website. We do not control the dissemination of these cookies. We encourage you to check with the third-party websites concerned for more information about their cookies and how to control them.

The Site may use Analytical, Adwords or other similar advertising partners. These sites utilize cookies and user-based information to help us to analyze how users use the Site. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by sites such as, but not inclusively, Google, Bing, and Yahoo on servers in the United States and/or other countries. These sites, such as Google or Adwords, will use this information to evaluate your use of the Site, compile reports on website activity for us, and provide other services relating to website activity and Internet usage. The other Sites may also transfer this information to third parties where required to do so by law or where such third parties process the information on their behalf. Google will not associate your IP address with any other data held by Google but may remarket or advertise to you based on your demographics or preferences. As set forth above, you may reject cookies by selecting the appropriate settings on your browser. If you choose to do so, however, you may be unable to use certain site areas and features/functions. By using this Site, you consent to Google processing data about you in the manner and for the purposes set out above.

This website uses the types of cookies listed below:

Strictly Necessary

These cookies are essential for enabling you to move around websites and use their features, such as accessing secure websites or secure areas of websites. Without these cookies, services you have asked for, like online banking and mobile banking, cannot be provided.

Analytical

These cookies allow this website to remember your choices (such as your preferred text size) and provide enhanced, more personal features. They can also remember changes you made to text size, fonts, and other web page parts that you can customize. They may also be used to provide services you have asked for, such as watching a video or commenting on a blog. Other examples include cookies that keep track of your progress when filling out online application forms.

We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.

Performance

These cookies collect information about how visitors use a website, such as which pages they go to most often and whether they get error messages from web pages. They don't collect information that identifies a visitor; all information these cookies collect is aggregated and, therefore, anonymous.

Should you wish to prevent websites from using cookies, instructions for changing your web browser settings are outlined below for each of the most popular web browsers. Please note: our online banking service, including mobile banking, requires cookies to be enabled for the service to function correctly. If you turn off cookies, you will not be able to use our online and mobile banking services. The cookies policy applies to this website only. If you visit the Credit Union's presence on social media sites, the cookies policy of that social media site will apply.

Advertisement

These cookies track your online activity to help advertisers deliver more relevant advertising or limit how many times you see an ad. They can share that information with other organizations or advertisers. These persistent cookies are almost always of third-party provenance.

Functionality

These cookies allow a website to remember your past choices, like what language you prefer, what region you would like weather reports for, or your username and password, so you can automatically log in.

Used	Cookie Name	Domain	Description	Duration	Type
Yes	JSESSIONID	app.five9.com	This cookie is used by New Relic to store a session identifier so that New Relic can monitor session counts for an application.	Session	Necessary
Yes	BIGipServer*	app.five9.com	Marketo sets this cookie to collect information about the user's online activity and build a profile about their interests to provide advertisements relevant to the user.	Session	Necessary
Yes	TS01*	app.five9.com	Wix sets this cookie for security and anti-fraud purposes.	Session	Necessary
Yes	MUID	bing.com	Microsoft Bing sets this cookie to identify unique web browsers visiting Microsoft sites. These cookies are used for advertising, site analytics, and other operational purposes.	1 Year, 24 Days	Advertisement
Yes	_clck	clarity.microsoft.com/	Persists the Clarity User ID and preferences, unique to that site is attributed to the same user ID.		Analytical
Yes	_clsk	clarity.microsoft.com/	Connects multiple page views by a user into a single Clarity session recording.		Analytical
Yes	CLID	clarity.microsoft.com/	Identifies the first-time Clarity saw this user on any site using Clarity.		Analytical
Yes	ANONCHK	clarity.microsoft.com/	Indicates whether MUID is transferred to ANID, a cookie used for advertising. Clarity does not use ANID and so this is always set to 0.		Analytical
Yes	MR	clarity.microsoft.com/	Indicates whether to refresh MUID.		Analytical
Yes	MUID	clarity.microsoft.com/	Identifies unique web browsers visiting Microsoft sites. These cookies are used for advertising, site Analytical, and other operational purposes.		Analytical
Yes	SM	clarity.microsoft.com/	Used in synchronizing the MUID across Microsoft domains.		Analytical
Yes	__cf_bm	hsforms.net	This cookie is set by HubSpot's CDN provider and is a necessary cookie for bot protection	30 Minutes	Necessary
Yes	__cfuvid	hsforms.net	This cookie is set by HubSpot’s CDN provider because of their rate limiting policies.	Session	Necessary
Yes	__cfruid	hsforms.net	This cookie is set by HubSpot’s CDN provider because of their rate limiting policies.	Session	Necessary
Yes	__cf_bm	hubspot.com	Calendly sets this cookie to track users across sessions to optimize user experience by maintaining session consistency and providing personalized services.	Session	Necessary
Yes	__hssc	hubspot.com	This cookie keeps track of sessions. This is used to determine if HubSpot should increment the session number and timestamps in the __hstc cookie. It contains the domain, viewCount (increments each pageView in a session), and session start timestamp.	30 Minutes	Necessary
Yes	__hssrc	hubspot.com	Whenever HubSpot changes the session cookie, this cookie is also set to determine if the visitor has restarted their browser. If this cookie does not exist when HubSpot manages cookies, it is considered a new session. It contains the value "1" when present.	Session	Necessary
Yes	__hs_opt_out	hubspot.com	This cookie is used by the opt-in privacy policy to remember not to ask the visitor to accept cookies again. This cookie is set when you give visitors the choice to opt out of cookies. It contains the string "yes" or "no".	6 Months	Necessary
Yes	__hs_do_not_track	hubspot.com	This cookie can be set to prevent the tracking code from sending any information to HubSpot.	6 Months	Necessary
Yes	__hs_initial_opt_in	hubspot.com	This cookie is used to prevent the banner from always displaying when visitors are browsing in strict mode.	7 Days	Necessary
Yes	__hs_cookie_cat_pref	hubspot.com	This cookie is used to record the categories a visitor consented to. It contains data on the consented categories.	6 Months	Necessary
Yes	__hs_gpc_banner_dismiss	hubspot.com	This cookie is used when the Global Privacy Control banner is dismissed.	180 Days	Necessary
Yes	__hs_notify_banner_dismiss	hubspot.com	This cookie is used when the website uses a Notify consent banner type.	180 Days	Necessary
Yes	hs_ab_test	hubspot.com	This cookie is used to consistently serve visitors the same version of an A/B test page they’ve seen before.	180 Days	Necessary
Yes	_key	hubspot.com	When visiting a password-protected page, this cookie is set so future visits to the page from the same browser do not require login again. The cookie name is unique for each password-protected page. It contains an encrypted version of the password so future visits to the page will not require the password again.	14 Days	Necessary
Yes	hs-messages-is-open	hubspot.com	This cookie is used to determine and save whether the chat widget is open for future visits. It is set in your visitor's browser when they start a new chat, and resets to re-close the widget after 30 minutes of inactivity. If your visitor manually closes the chat widget, it will prevent the widget from re-opening on subsequent page loads in that browser session for 30 minutes.	30 Minutes	Necessary
Yes	__hsmem	hubspot.com	This cookie is set when visitors log in to a HubSpot-hosted site. It contains encrypted data that identifies the membership user when they are currently logged in.	1 Day	Necessary
Yes	hs-membership-csrf	hubspot.com	This cookie is used to ensure that content membership logins cannot be forged. It contains a random string of letters and numbers used to verify that a membership login is authentic.	Session	Necessary
Yes	__hstc	hubspot.com	The main cookie for tracking visitors. It contains the domain, hubspotutk, initial timestamp (first visit), last timestamp (last visit), current timestamp (this visit), and session number (increments for each subsequent session).	6 Months	Analytical
Yes	hubspotutk	hubspot.com	This cookie keeps track of a visitor's identity. It is passed to HubSpot on form submission and used when deduplicating contacts. It contains an opaque GUID to represent the current visitor.	6 Months	Analytical
Yes	x-poshie-config-68529420-6616-401b-ad8a-19df3e662033	poshie-chat.api.poshdevelopment.com		Never	Other
Yes	backends	poshie-chat.api.poshdevelopment.com		Session	Other
Yes	_hjSessionUser_	mitfcu.org	Hotjar sets this cookie to ensure data from subsequent visits to the same site is attributed to the same user ID, which persists in the Hotjar User ID, which is unique to that site.	1 Year	Analytical
Yes	_hjSession_*	mitfcu.org	Hotjar sets this cookie to ensure data from subsequent visits to the same site is attributed to the same user ID, which persists in the Hotjar User ID, which is unique to that site.	1 Hour	Analytical
Yes	nmstat	mitfcu.org	This cookie is set by SiteImprove. This cookie is used for web Analytical, the cookie contain a ID string about the session. The cookie records the visitor use of the website. This information is used to improve the site experience. The cookie does not contain any personal information.	1 Year, 1 Month, 4 Days	Analytical
Yes	_ga	mitfcu.org	This cookie is set by Google Analytical, calculates visitor, session and campaign data and also keeps track of site usage for the site's Analytical report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.	1 Year, 1 Month, 4 Days	Analytical
Yes	_gid	mitfcu.org	This cookie is set by Google Analytical, stores information on how visitors use a website, while also creating an Analytical report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.	1 Day	Analytical
Yes	_fbp	mitfcu.org	Facebook sets this cookie to store and track interactions.	3 Months	Analytical
Yes	_gat	mitfcu.org	This cookie is installed by Google Universal Analytics to restrain request rate and thus limit the collection of data on high traffic sites.	1 Minute	Performance
Yes	_uetsid	mitfcu.org	Bing Ads sets this cookie to engage with a user that has previously visited the website.	1 Day	Performance
Yes	_uetvid	mitfcu.org	Bing Ads sets this cookie to engage with a user that has previously visited the website.	1 Year, 24 Days	Performance
TBD	bcookie	linkedin.com	LinkedIn sets this cookie to track the use of embedded services.	1 Year	Advertisement
TBD	li_gc	linkedin.com	LinkedIn sets this cookie for storing visitor's consent regarding using cookies for non-essential purposes.	6 Months	Functional
TBD	lidc	linkedin.com	LinkedIn sets this cookie to facilitate data center selection.	1 Day	Functional
No	__cf_bm	mitfcu.org	This cookie, set by Cloudflare, is used to support Cloudflare Bot Management.	1 Hour	Necessary
No	__cfruid	mitfcu.org	Cloudflare sets this cookie to identify trusted web traffic	Session	Necessary
TBD	dicbo_id	mitfcu.org		5 Minutes	Other
TBD	lastExternalReferrer	mitfcu.org		Never	Other
TBD	lastExternalReferrerTime	mitfcu.org		Never	Other
TBD	capture_base_site_id	mitfcu.org		Never	Other
TBD	capture_checked_site-ids	mitfcu.org		Session	Other
TBD	_uetsid_exp	mitfcu.org		Never	Other
TBD	_uetvid_exp	mitfcu.org		Never	Other
TBD	vngage.presentation	mitfcu.org		Never	Other
TBD	RLCountry	mitfcu.org		Session	Other
TBD	RLEU	mitfcu.org		Session	Other
TBD	vngage.srvid	mitfcu.vergic.com		Session	Other

Types of Information Collected

Through the use of cookies, clear gifs/web beacons, and other technologies, we and our authorized Service Providers automatically track and collect certain anonymous information about our Site traffic (collectively "Traffic Data") and store it in log files. Traffic Data includes but is not limited to Internet protocol (IP) addresses, browser type, domain name, Internet service provider (ISP), referring/exit pages, advertising/promotional campaign from which the user linked to the Site, operating system and/or platform, date/time stamp, geolocation, number of page views, page or section accesses, ads viewed and interacted with, clickstream data, and ebook downloads. Traffic Data is used by us and/or our Service Providers to track users' engagement and movements around the Site, analyze trends, administer the Site, assist us in designing and arranging our web pages in the user-friendliest manner, and continually improve our Site to meet the needs of users better. We may place and/or display advertisements/banner ads on the Site that originate from outside advertisers and other third parties. If you click on and/or view these ads, the advertisers/third parties may assign cookies and automatically track and collect certain anonymous information. We do not control these cookies, nor are we responsible for any marketing or other use of your information by these outside advertisers or other third parties.

We also may use third-party advertising companies to place and/or display advertisements/banner ads when you visit the Site. These companies may assign cookies and automatically track, collect, and use certain anonymous information about your visits to the Site and other websites to provide advertisements/banner ads about goods and/or services that may interest you. We do not control these cookies, nor are we responsible for any marketing or other use of your information by these third-party advertising companies. For you to access certain areas and functions/features of the Site, register with MIT Federal Credit Union and/or participate in certain online activities (such as participating in our programs, surveys and/or promotions (e.g., sweepstakes and contests), posting to blogs, bulletin boards, reviews, and submitting online comments) we may ask you to establish certain login information and/or otherwise provide us with information that personally identifies you, such as your name, mailing address, email address and home and/or business telephone numbers ("Personal Information").

If you communicate with us by email or otherwise, complete online forms or the like on any MIT Federal Credit Union-operated and/or sponsored website and/or through MIT Federal Credit Union-managed social media accounts,. Information provided in such communication may be collected as Personal Information. In addition, if you engage with us through social media web sites or through features on any of the web sites operated by us that integrate with social media sites, you may allow us to have access to certain Personal Information and other information from your social media account (e.g., name, email address, photo, gender, birthday, city, the posts or the 'likes' you make).

You may choose not to provide us with any Personal Information. You can still access and use much of the Site in such an event. You, however, will not be able to access or use those areas of the Site or participate in online activities that require your Personal Information.

Participation in online activities at the Site may be subject to additional terms, conditions, and notices that govern such activities. In the event of any conflict, such additional or different terms, conditions, and notices will prevail over this Privacy Policy.

Uses and Sharing of Information Collected

Except as otherwise provided in this Privacy Policy, we will keep your Personal Information private. We will not share it with third parties without your consent unless such disclosure is necessary to (a) comply with the law or legal process served on us; (b) provide you the products, services, and/or information that you may have requested; (c) protect our rights or property; (d) enforce our rights; (e) protect the interests of users of the Site, other than you, or any other person; (f) operate or conduct maintenance and repair of our equipment; (g) detect, prevent and/or otherwise address fraud, security or technical issues; and/or (h) otherwise comply with applicable laws.

In general, we will use Personal Information only for the purpose for which such information was provided. We may also use Personal Information (a) to verify the information you provided to us; (b) to provide you with the information that you have requested; (c) to respond to your inquiries; (d) to contact you when necessary; and (e) to display, provide or send you information about us, including information related to our products, services, programs or promotional activities, or about third-party products, services, programs or promotional activities, that may be of interest to you. In the case of third-party products, services, programs, or promotional activities, your Personal Information is not transferred to the third party. If you sign up/subscribe to our electronic newsletter(s), we will use your name and email address to send the newsletter(s) to you.

We may share Personal Information with our affiliates or subsidiaries. We may also share your Personal Information with third parties that provide services to MIT Federal Credit Union ("Service Providers") (including handling and delivering of email communications and electronic newsletter(s), user-submitted information processing and/or storage, user-submitted complaint processing and handling, web analytic services, email analytic services, web marketing, and web site hosting and other application services) as reasonably necessary for them to provide said services. Service Providers of MIT Federal Credit Union who have access to personal information, however, are required to protect this information in a manner that is consistent with this Privacy Policy and not to use it for any purpose other than to carry out the services they are performing for MIT Federal Credit Union.

We may use traffic, behavioral, and demographic data to analyze trends, administer the Site, track user's movement, and gather broad demographic information for aggregate use.

We may provide third parties with this data and/or other aggregate non-personally identifying information.

If you have registered with us, interact on our affiliated social media sites, or sign up/subscribe to our email(s) and click on a link contained in an email sent by us, we may link traffic, behavioral, and demographic data to your user name, email, and to your Personal Information solely for our business purposes and use, including to customize and tailor your experience on our Site, to serve, remarket, and/or display specific advertisements/banner ads and/or content during or after you visit the Site, and to send you information about us, including information related to our products, services, programs or promotional activities, or about third-party products, services, programs or promotional activities, that may be of interest to you based on your usage of and behavior on the Site.

Notwithstanding the foregoing, we may transfer or assign information concerning the Site and your use of the Site, including, without limitation, personal information, to third parties as a result of a merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of MIT Federal Credit Union.

Promotions

When you enter a promotion such as a sweepstakes or a contest hosted and/or sponsored/co-sponsored by MIT Federal Credit Union, we ask for Personal Information. If, before entering a promotion, you had opted to become a Registered User for purposes of facilitating your provision of certain information (including certain Personal Information) required to enter promotions hosted and/or sponsored/co-sponsored by MIT Federal Credit Union, when entering the promotion online, the fields on the online entry form pertaining to your contact information or other Personal Information requested may be automatically populated using the information from your existing account to the extent available. You still, however, will be required to confirm the accuracy and completeness of such information at the time of entry.

We may contact you in connection with a particular promotion to update you on your status, administer the promotion, let you know that a promotion has ended, and for other purposes related to the promotion.

Promotions hosted on the Site may be sponsored by MIT Federal Credit Union, sponsored by a third party, or co-sponsored by MIT Federal Credit Union and another party or parties. Some or all of the data collected during a promotion may be shared with the sponsor(s), or companies indicated on the Official Rules and/or entry form.

Promotions hosted by a third party on a website other than our Site may collect and use information alone or in conjunction with MIT Federal Credit Union. The nature of this information-sharing policy will be indicated on the Official Rules and/or entry form. If information is collected and used by a third party, you will need to see their Privacy Policy to understand how that information may be used.

Some of our promotions may use cookies, clear gifs/web beacons, log files, and/or other technologies to track your progress and number of entries.

When you participate in a promotion hosted and/or sponsored/co-sponsored by MIT Federal Credit Union, you are subject to the Official Rules of that promotion. To the extent provided in the Official Rules, information contained in a participant's entry also may be subject to and may be used by this Privacy Policy. In the event of any conflict between the Official Rules and this Privacy Policy, the terms of the Official Rules will control to the extent it applies.

Opt-Out/Discontinue

If you sign up/subscribe to our electronic messages and no longer wish to receive them, you may also unsubscribe by following the link within each email.

Links

The Site contains links to third-party web sites. These links are provided solely for your convenience. If you access those links, you will leave the Site. MIT Federal Credit Union does not control those sites or their privacy practices, which may differ from MIT Federal Credit Union's practices. MIT Federal Credit Union is not responsible for the privacy practices or content of linked third-party sites. It does not make any warranty or representation regarding the content or accuracy of materials on such sites. MIT Federal Credit Union does not make any warranty or representation regarding, nor does it endorse, any linked third-party websites or the information appearing thereon or any of the products or services described thereon. These third parties collect the personal information you choose to provide, or our Privacy Policy does not cover that. We encourage you to review the Privacy Policy of any third party before submitting your personal information. If you decide to access linked third-party web sites, you do so at your own risk.

Public or Interactive Areas of the Site

Information you post on or through the public or interactive areas of the Site (such as by filling out a comment box, submitting a product review, and/or using our blog and other outlets) is generally accessible to others. Any personal information you post there can be read, collected, and/or used by other users of these forums and may result in unsolicited messages or other contact from others. We are not responsible for the personal information you post on or through the public or interactive areas of the Site.

If you post information when you interact with us through social media sites, depending on your privacy settings, this information may become public on the Internet. You can control what information you share through privacy settings available on some social media sites. For more information about how you can customize your privacy settings and how third-party social media sites handle your personally identifiable information, please refer to their privacy help guides, privacy statements, terms of use, and/or similar materials.

Notification of Changes

We may change our website Privacy Policy at any time by updating this posting. Changes to our Privacy Policy will be effective when posted.

Policies for Individuals Under 13 Years of Age

We are committed to protecting children's online privacy. Under the Children's Online Privacy Protection Act, we do not, and will not, knowingly collect any personally identifiable information from children under the age of 13. If we learn that personally identifiable information has been collected from individuals under 13, we will promptly take all reasonable steps to delete such information.

Acceptance of Privacy Policy

By using the Site, you signify your assent to our Privacy Policy. If you disagree with this Privacy Policy, please do not use our Site. Your continued use of the Site after posting changes to these terms will mean you accept those changes.

Contact Us

If you have any questions or concerns about our Privacy Policy or the security of our Site, you can contact us through our Contact Us page.