Financial Calculators
Calculators
Use our calculators to plan for your financial needs.
Savings Growth
Start saving today with our High Yield Savings or Money Market account.
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What could my recurring (monthly) savings grow to?
Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.
Certificate Value
Learn more about our certificate accounts.
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Calculate Your Share Certificate Value
Use this Certificate of Deposit Calculator to help determine the potential interest growth and tax liability on your Certificate of Deposit.
Amortizing Loan Calculator
A personal loan is a flexible solution for many needs.
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What would my loan payments be?
The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.
Auto Loan
Hit the road in the ride you want with an auto loan from MIT FCU.
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What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
Auto Refinance
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How much can I lower my monthly payment with a new auto loan?
With interest rates at record lows, it may make sense for you to investigate whether or not refinancing your auto loan could save you some money. Adjusting the term of your existing auto loan may also make a big difference in your monthly loan payment. Use our auto refinance calculator to help you decide if it would be worth it for you to refinance your auto loan.
Adjustable Rate Mortgage
Mortgage Loan to fit your needs.
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Adjustable rate mortgage calculator
Unlike fixed rate mortgages, the payments on an adjustable rate mortgage will vary as interest rates change. Use our adjustable rate mortgage (ARM) calculator to see how interest rate assumptions will impact your monthly payments and the total interest paid over the life of the loan.
HELOC
Tap into your home's equity with a HELOC from MIT FCU.
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Calculate Your Estimated Borrowing Capacity Using A Home Equity Line of Credit (HELOC)
Depending upon the market value of your home, outstanding mortgage balance, credit history and other factors, you may qualify for a HELOC. Monthly payments on a HELOC are variable as they fluctuate with interest rate changes. Use this calculator to estimate your borrowing capacity on a HELOC. (Subject to underwriting guidelines, including limits on maximum loan to value.)
Financial Wellness
How to Teach Your Kids About Money
Some experts say that children's money habits are formed by the time they are seven, so it's best to start early.
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