Active Alert: MIT Federal Credit Union will never text, email or call you asking for personal or account information. Never click a link or download an attachment from someone you don't know. Fraud is on the rise; learn how to protect yourself. Learn more

Important note: In the aftermath of Hurricane Milton and Helene, MIT FCU is here to help. If you have been affected by the storm and need support, please get in touch with Member Services at (781) 423-2022 or email us at info@mitfcu.mit.edu.

Mobile Banking Alert: Mobile banking is experiencing intermittment outages. We apologize for any inconvenience.

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Easy access with mobile banking

All the best features and your accounts at your fingertips.

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Banking in the palm of your hand.

 

Need to take care of banking needs while on the go? With MIT FCU’s mobile banking app, you can access your accounts from your smartphone. The power is yours and fits in the palm of your hand.

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Unlock the power of mobile banking

Account monitoring

Check your balances and transfer money between accounts.

Check Deposit

Capture an image of your check and deposit it directly into your account.

Card control

Access card digitally, set controls and alerts, report lost or stolen, and turn card on/off.

Security and convenience at your fingertips

Speed up the checkout process– add your MIT FCU card to mobile wallet and shop worry-free by tapping your smartphone at checkout.

With the added layer of biometric authentication and encryption, mobile wallet ensures that every transaction is secure and confidential. 

Compatible with Apple Pay®, Google Pay™, and Samsung Pay®3

Learn more

 

Staying in control of your debit card.

With financial fraud and identity theft on the rise, it’s only natural to worry if it will ever happen to you or your loved ones. Thankfully, it’s now possible to protect yourself from fraud while strategically managing your family finances, using a brand new feature in the MIT FCU mobile app called Card Control.

The new MIT FCU mobile app feature that lets you control debit card usage and spending on the go.

  • Lock your cards, in an instant, for any reason
  • Control transactions by category (gas, restaurant, online or mobile purchases, etc.)
  • Receive alerts when your debit card is used, approved, or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions
  • Get real-time balances for your accounts

Fraud Protection

A lost or stolen card is just one danger in today’s world, where identity theft, skimming, and other attacks are an unfortunate reality. Turning your debit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas, add another layer of protection. And real-time alerts keep you informed when your card is used or declined.

Control Spending

If you’re trying to establish or stick to a budget, Card Control can help there, too. Set spending limits for general use or specify thresholds by merchant types, like gas, groceries, or retail stores. You can also establish these controls by location. The flexible app lets you quickly change these parameters anytime with your mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.

 

Get your credit score and more

Receive your credit score and more with an MIT FCU account. Just enroll through mobile and online banking.

  • Get daily access to your credit score.
  • Daily credit report monitoring. 
  • Financial checkup with detailed spending and cashflow overview.
  • Credit score simulator to help plan how to improve your score.
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