Active Alert: MIT Federal Credit Union will never text, email or call you asking for personal or account information. Never click a link or download an attachment from someone you don't know. Fraud is on the rise; learn how to protect yourself. Learn more at our Security Center

Go to main content MIT Federal Credit Union

Join now

MIT FCU image
MIT FCU image
MIT Federal Credit Union 85 Years


At MIT Federal Credit Union, we believe in more than just banking. We provide tailored financial solutions, care for our neighbors, and support local dreams.

We proudly celebrate 85 years of empowering our diverse community to grow, thrive, and achieve.

Learn more about MIT Federal Credit Union.

Certificates

Rates as high as

4.15% APY1

Open Account
Learn more

Minimum daily balance required to earn APY is $500.00.

Home Equity Loans

Rates as low as

6.50% APR1

Apply now
Learn more

Auto Loans

Rates as low as

5.75% APR1

Apply now
Learn more

High Yield Savings

 

3.00% APY1

Open Account
Learn more

Minimum daily balance required to earn APY is $500.00.

mortgages

Mortgage loans to fit your needs.

From your first house to an investment property, we're here to help you find your dream home.

Learn more
savings

Save more with High Yield Savings.

Achieve your financial goals with easy access to your money at a high-interest rate.

Learn more
auto-loans

Where will you go with an MIT FCU Auto Loan?

You'll know your rate and term ahead of time and can negotiate with all the facts in mind.

Learn more
 

Children's Book Drive.

This April, MIT FCU is excited to host our annual book collection drive in partnership with the CCUA. By donating new or gently used books, you’ll help craft magical nights for countless children. 

This book drive supports A Bed for Every Child, an initiative committed to ensuring that every child in Massachusetts has a safe and comfortable place to sleep.

We will have donation boxes set up in two locations:

  • MIT FCU Headquarters 
  • Technology Square Branch
Learn more Branch Locator

Express Loans for the unexpected.

Express Loans offer a quick, straightforward solution when unforeseen expenses and emergencies arise.

Take advantage of this loan when you need quick funding and get the money deposited directly into your account, no credit check required.

Plus, an Express Loan will help you build your credit.

Learn more
 

The Credit Union Difference

We are not a bank, and that's an advantage for our members. As a credit union member, here's how you benefit.

mortgage

At credit unions, members are owners; we answer to them, not investors. Each member has equal ownership.

mortgage

Thanks to the CO-OP branch network, you can access over 30,000 fee-free ATMs and over 5,600 branch locations nationwide.

mortgage

Credit unions are not-for-profit cooperatives that give back to their members with great savings rates and lower loan rates.

mortgage

Throughout the history of U.S. credit unions, taxpayer funds have never been utilized to rescue a credit union.

mortgage

Credit union deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a federal government agency.

 

Dedicated to positively impacting our community.

At MIT Federal Credit Union, we strive to positively impact our diverse communities by promoting well-being through empowerment and financial opportunities. We partner with and provide funding to organizations that make a difference in our neighborhoods and communities by directing resources to areas of greatest need, such as family support, affordable housing, food accessibility, community support, and financial education.

Community Learn about MIT FCU

Bank when and where you want.

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,600 branches nationwide.

Download our highly rated mobile app!4

MIT FCU image  MIT FCU image

Map of the USA

Financial Wellness Newsletter

Sign up for monthly financial wellness features.